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GRANT, KESSLER & ZUNSHINE
SB 1286 and AB 2116: What Equipment Finance Lenders Must Change in California

California now applies its debt collection statute to small-ticket commercial accounts, and in 2028 it ties enforceability of many small-business financing agreements to licensure. Here is what changes for equipment lenders.

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Alexander J. KesslerOctober 17, 2026
Deficiency Claims After Repossession: Protecting the Balance in California

A careless sale can cost you the deficiency. California’s Commercial Code sets the notice and sale rules that protect the balance.

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Alexander J. KesslerOctober 17, 2026
When Your Lessee Files Bankruptcy in California

A bankruptcy filing stops collection, but not recovery. The first question is whether your contract is a true lease or a security interest.

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Alexander J. KesslerOctober 17, 2026
Collecting From Personal Guarantors in California

On a small-ticket equipment default, the guarantor is usually where the money is. California law sets traps that can cost you the claim.

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Alexander J. KesslerOctober 17, 2026
Your Home-State Judgment Against a California Borrower: How to Collect It Here

A judgment from your home state cannot reach a California bank account until it becomes a California judgment. Registration is faster than a new lawsuit.

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Alexander J. KesslerOctober 17, 2026
Getting Your Equipment Back: Claim and Delivery for California Lenders and Lessors

When a defaulted borrower keeps running your equipment, California’s claim and delivery statute lets you recover it at the start of the case. Here is how it works.

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Alexander J. KesslerOctober 17, 2026
Grant, Kessler & Zunshine, APC
1331 India Street,
San Diego, CA, 92101,
United States
(619) 233-7078 info@gkzlaw.com
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Phone: 619-233-7078 email: info@gkzlaw.com